This paper seeks to identify computationally efficient importance sampling (IS) algorithms for estimating large deviation probabilities for the loss on a portfolio of loans.Related literature typically assumes that realised losses on defaulted loans can be predicted with certainty, i.e., that loss given default (LGD) is non-random.In practice, howe
The use of static solution-assisted laser drilling can effectively improve hole roundness, decrease taper angle, and reduce recast layer thickness and hole wall slag adhesion.However, the enormous energy of the laser will evaporate the solution to form a suspension droplet and reduce the quality and efficiency of laser drilling.To deal with this de
In the article, means of committing a crime are considered as objects and other phenomena of objective reality, which establishes a person when committing a socially dangerous act (action or inaction) that is recognized as a crime.The means of committing a crime are proposed to be divided into instruments and other means of committing a MENTAL CALM
Marine ecosystems in temperate regions have been significantly affected by rising seawater temperatures due to climate change.Alveopora japonica, a small zooxanthellate scleractinian coral, occurs in the northwestern Pacific including Taiwan, Japan, and Jeju Island in Korea.The northern populations around Jeju Island have recently Allergy Relief un